Here's a secret: One of my hobbies is to read personal finance blogs and news postings. My favorite blogs are Man Vs. Debt: Sell your crap, Pay off your debt, Do what you love and Daily Worth and favorite money news site is CNN Money. I enjoy gleaning tidbits of financial information from these sites. I have made some shifts in my spending and savings habits due to these articles; however it is difficult to get all of the information relevant to me (e.g. I don't own a home nor do I have children) in one consolidated place. This is where Get a Financial Life - Personal Finance in your Twenties and Thirties by Beth Kobliner steps in.Beth Kobliner, personal finance commentator and journalist as well as a member of the President's Advisory Council on Financial Capability, wrote Get a Financial Life in 1996 and completly updated the book for the new economy in 2009. She delves into every aspect of finance and has great resource suggestions throughout her book. She beings with identifying strategies for dealing with debt, moves on to the ins and outs of investing, discusses buying a home and insurance policies and finally tax strategies.You can read the first chapter of her book here which is a cheat-sheet for the entire book. Definitely worth a look!This book holds an incredible wealth of knowledge so instead of reviewing every part I want to focus on key elements that stood out to me as well as point out tokens of information I have personally heard discussed among my peers.Key Elements that I will be Implementing:Debt Repayment Strategy

Increase payments to my one and only credit card (pay off within 3 months)
Use the debt snowball technique and add the credit card payment (once paid off) towards my car loan

Saving Strategy

Call my credit card company to negotiate a lower APR
Cut back on eating out (less Wegmans sushi and work cafe lunches for me..)
Set up direct deposit to direct 10% of my take-home pay to my savings account (I'm building up 3-6 months worth of living expenses as an emergency fund)
Contribute more to my 401(k) and consider opening a Roth IRA in a Socially Responsible investment category
Take a defensive driving class to lower my auto insurance payment
Pay at least $2,500 in interest on student loans this year (this amount can be deducted at tax time)

Insurance Strategy

Ask my auto insurance agent about bundling in Renters Insurance
Understand my Medical Insurance policy more fully (what exactly is covered in it?)

Resources to Comments I've heard from my friends:I've lost track of the lenders and amounts of my student loans.To locate your federal loans you can go to the National Student Loan Data System.I need to lower my student loan payments because I cannot afford them but I'm not sure how this will effect me long term. For useful calculators to determine how much more interest you will pay over the lifetime of your loan by lowering your payments now go to the U.S. Department of Education or the Smart Student Guide to Financial Aid websites.I have no idea what is on my credit report or how to find out.You are entitled to one free credit report each year. Go to Annual Credit Report to fill out the form and view your credit report. Be sure to check it for errors!To see your credit score you have to pay $16 at MyFICO. You may want to consider viewing your score if you are planning to buy a car or home soon.